Dave Mello
Horizon Retirement Advisors, LLC
More Articles
Social Security is Your Foundation for Retirement Income
September 3, 2024
Retirement planning can feel overwhelming – investment strategies, withdrawal rates, and healthcare costs must be considered. ...
Social Security's Future: The 2024 Report
September 3, 2024
The 2024 Trustees Report has presented mixed news for Social Security's financial outlook. While it shows ...
Turn the Tables on Scammers with This Reporting Toolkit
August 15, 2024
Understanding the Scam or Fraud 1. Identifying the Scam: Firstly, determine the nature of the scam ...
Women, Annuities and the Need to Outsource Retirement Income Management
July 24, 2024
Guaranteed benefits can provide income for any time period, even lifetime. According to recent research from ...
Your Retirement Income. Guaranteed? Or at Risk?
July 1, 2024
Do you want guarantees or risks? Sometimes it is difficult to focus on the essential things ...
Downside Protection And Guaranteed Lifetime Income
July 1, 2024
Protection against loss and lifetime income! How can those guys do that? Of all the many ...
Safe Money Options
February 15, 2024
Fixed and Fixed Indexed Annuities for Retirees Financial security is often the top priority for retirees ...
Inflation Can Cripple Retirement Planning
August 14, 2023
Most investors only consider the risk to their principal, which is why they favor Certificates of ...
Temporary Inflation Can Damage Retirement Planning
August 14, 2023
Even "temporary" inflation can drain off large amounts of your wealth "Warren Buffet once pointed out ...
To Bonds Or Not To Bonds That Is The Question
August 1, 2023
Have bonds earned a place in your portfolio?Beginning in 2020, the Federal Reserve cut interest rates ...
Which Should You Choose, Annuities or Bonds?
August 1, 2023
A Look at Fixed Indexed Annuities Compared to BondsInvesting in the future is always an important ...
Women And The Retirement Nightmare
July 15, 2023
For several years I worked as a volunteer for the local food bank. It supplied those ...
Financial Planning for the Divorced Woman: You are in Control!
July 14, 2023
Women need to understand their rights in a divorce“The impact a divorce has on women’s finances ...
Inflation and Fixed Indexed Annuities. Can You Protect Yourself?
June 29, 2023
Be cautious of inflation when planning your retirement Long-term loans carry higher interest rates than short-term loans ...
What Does the FDIC Not Guarantee or Insure
May 15, 2023
We all know that the Federal Deposit Insurance Corporation insures our bank deposits. They are safe, and ...
Where Have All The Bankers Gone?
May 15, 2023
Banker? Has anyone seen a banker lately?The old Peter, Paul, and Mary song “Where have all ...
Get an Annuity Quote – Some Things to Consider
May 1, 2023
The word annuity in and of itself is an enigma. What is an annuity? In its purest ...
10 Solid Reasons To Consider An Annuity For Your Retirement Foundation
April 11, 2023
Need a reason to add an annuity to your retirement portfolio? Here are 10.Annuities aren’t for ...
Inflation: The Silent Thief of Retirement Savings
December 12, 2022
Inflation poses a severe threat to all Americans and can cause profound damage to your retirement ...
Volatility And Longevity
December 1, 2022
How long are you going to live? Might be longer than you think.That old saying, “the ...
The Importance of Dental Health for Senior Citizens
November 1, 2022
The importance of observing dental hygiene stretches beyond just a smile.
Does Your Financial Plan Have A Cavity?
November 1, 2022
“Seniors leaving the workforce are often taken by surprise when they lose their dental insurance. Out-of-pocket dental expenses can eat away at your retirement nest egg.”
Retirement Planning With Overlooked Expenses
October 16, 2022
When Planning, Don’t Forget These Often Overlooked Retirement Expenses“There is a massive disconnect between how much ...
The Biggest Problem Facing Retirees Is Medicare Reimbursements
October 16, 2022
The Biggest Problem Facing Retirees Is Medicare ReimbursementsWe watch TV, read the news, use social media ...
Dave Mello
Horizon Retirement Advisors, LLC
707 Mount Rose St.
Reno, Nevada 98509
horizon@retirevillage.com
(775) 851-4754
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