Dave Mello

Horizon Retirement Advisors, LLC

Articles

The Eroding Dream of Retirement Security

February 21, 2024

For millions of Americans, the dream of a secure and comfortable retirement is increasingly challenged by ...

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Smart Choices for Your Social Security Benefits

January 10, 2024

The latest update from the Social Security Administration's Monthly Statistical Snapshot, as of November 2023, has ...

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Financial Literacy in 2024, A Necessity, Not a Luxury

December 15, 2023

Financial literacy has always been an important skill, but as we move into 2024, its significance ...

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Empowering Conservative Investors

November 28, 2023

Longevity risk, the possibility of outliving one's financial resources, is a significant concern for conservative investors, ...

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Women Are Not Equal to Men in Retirement

October 6, 2023

Women in Retirement: A Deep Dive into Economic Challenges and Solutions When juxtaposed with men, women's ...

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What Do Different Annuities Offer?

September 18, 2023

Secure Your Retirement: A Look at the Different Types of Annuities" Confused about annuities? You're not ...

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Sustainable Income Solutions

July 22, 2023

As baby boomers approach retirement, they face an economic landscape vastly different from what their parents ...

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Why Market Draw Downs Slash Total Retirement Dollars

March 14, 2023

Will the stock market volatility reduce your retirement funds? Saving for retirement can be daunting, but ...

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Veterans Aid And Attendance Pension

August 29, 2019

Most of our Veterans and their widows are unaware of all the benefits that are available ...

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10,000 Baby Boomers Retire Each Day

January 30, 2021

10,000 new baby boomers retire each day. Think about it: Many people don’t get defined ...

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A Compelling Story: Fixed Index Annuities

July 21, 2020

How would you like to play poker where the casino told you they would guarantee you ...

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A Gold Watch And Lifetime Income

March 7, 2019

Pensions have evolved to self-directed retirement planning I grew up in steel country in Western Pennsylvania. ...

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A La Carte Planning Don't Be A Victim

March 26, 2023

A dangerous phenomenon is happening within the financial services industry. For years marketing gurus taught the ...

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A New Idea That Has Been With Us For Over 200 Years

August 14, 2019

“Only money left over after paying taxes can be spent. For the average person in the ...

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A New Year, A New You

January 10, 2024

Embracing Positivity With Smarter Finances As the confetti settles and the calendar flips to "2024," a ...

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A Retirement Income Trifecta

May 9, 2022

The Best Practices Used to Create Sustainable Streams of Retirement Income My parents and grandparents both ...

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A Simple And Successful Approach For Your Nest Egg

September 25, 2022

In the spring of 1983, a 61-year-old Australian sheep farmer named Cliff Young entered his first-ever ...

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A Time To Give Thanks

November 3, 2021

As Thanksgiving approaches, I think about what I have to be thankful for and the traditions ...

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Annuities Are A Logical Solution For Longevity Risk

October 14, 2021

"Transitioning from saver to spender can be a disconcerting shift for many seniors. A more systematic ...

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Annuity Lie: You Die and the Insurance Company Profits

November 17, 2021

Why lie about annuity benefits? If you buy an annuity and die, the insurance company keeps ...

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Dave Mello picture

Dave Mello

Horizon Retirement Advisors, LLC

707 Mount Rose St.

Reno, Nevada 98509

horizon@retirevillage.com

(775) 851-4754

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